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Memphis Cap Rates by Area, 2026

Single-family rental cap rates and gross yields for 17 Memphis areas, computed from county sale records and live rent comps. Every number is sourced, and the math is shown.

There is no single "Memphis cap rate." A single-family rental computes near 8.5% in Hyde Park and near 2.6% in East Memphis, and the gap is the whole story: yield areas trade current cash flow for more turnover and management, price areas trade yield for stability and appreciation.

The table below pairs the median single-family sale price in each area with the median three-bedroom market rent, then carries it down to a capitalization rate after conservative expense assumptions. Sale prices are pulled from Shelby County records over a trailing 24-month window. Rents come from live area rent comps. Snapshot date: June 9, 2026.

Cap rates by area

Ranked by capitalization rate, highest yield first. Cap rate is net operating income divided by median sale price, where net income is annual rent minus estimated tax, insurance, management, maintenance, and vacancy. Gross yield is annual rent over price before expenses.

Memphis area Median SFR price Median 3BR rent Gross yield Est. net income Cap rate
Hyde Park & Hollywood Yield$102,000$1,195 *14.1%$8,6578.5%
Orange Mound Yield$117,191$1,28513.2%$9,2877.9%
South Memphis Yield$97,000$1,025 *12.7%$7,1367.4%
Frayser Yield$115,000$1,09511.4%$7,5396.6%
Whitehaven Balanced$140,000$1,19510.2%$8,1255.8%
Parkway Village-Oakhaven Balanced$152,600$1,28810.1%$8,8155.8%
Raleigh Balanced$162,550$1,2959.6%$8,7465.4%
Berclair-Highland Heights Balanced$160,000$1,2009.0%$7,8924.9%
University-Audubon Balanced$180,000$1,2508.3%$8,0804.5%
Hickory Hill Balanced$230,000$1,5508.1%$10,1884.4%
Uptown / North Memphis Balanced$205,500$1,350 *7.9%$8,6594.2%
Northeast Memphis Balanced$245,000$1,5507.6%$9,9784.1%
Midtown Appreciation$352,700$2,023 *6.9%$12,8933.7%
Cordova Appreciation$320,000$1,7486.6%$10,7773.4%
Far East Memphis Appreciation$315,000$1,698 *6.5%$10,3793.3%
East Memphis Appreciation$310,000$1,4505.6%$8,1322.6%
Binghampton Appreciation$255,000$1,175 *5.5%$6,3232.5%

* Rent sample under 30 comps for this area. Treat the rent figure as directional and verify against a current comp set before underwriting. Sale-price samples range from 130 to over 1,000 transactions per area and are well-supported across the board.

Every figure on this page traces to a source: a county sale record or a live rent comp. The expense assumptions are deliberately conservative, because a high cap rate on paper is not the same as money in your pocket.

How to read this

Yield areas (cap rate near 7% to 8.5%)

Hyde Park, Orange Mound, South Memphis, and Frayser show the highest computed cap rates because purchase prices are low relative to rent. The tradeoff is real: more turnover, more deferred maintenance, longer vacancy, and tougher collections. The paper yield is high, the operational drag is higher, and the gap between the two is exactly where management quality decides your actual return.

Balanced areas (cap rate near 4% to 6%)

Whitehaven, Parkway Village, Raleigh, Hickory Hill, and the University area sit in the middle: solid rents, steadier tenancy, and prices that have not run away from rent. For most out-of-area owners building a Memphis single-family position, this band is the workhorse.

Appreciation areas (cap rate near 2.5% to 3.7%)

Midtown, Cordova, East Memphis, and the far-east suburbs compute the lowest current yields. Buyers here are paying for price stability and long-run appreciation, not this year's cash flow. A 3% cap area with low turnover can quietly beat an 8% cap area that eats a month of vacancy and a heavy make-ready every other year.

Questions investors ask

What is a good cap rate in Memphis?
It depends on the area and your strategy. Yield areas compute 7.4% to 8.5% but carry more turnover and management intensity. Stable, higher-price areas compute 2.5% to 3.7%, where you are paying for appreciation rather than current yield. The right number is the one your numbers support after honest expenses, not a market average.
How is the cap rate calculated here?
Cap rate equals net operating income divided by the median single-family sale price. Net income is annual market rent minus estimated tax, insurance, management, maintenance, and vacancy. Sale prices come from Shelby County records over a trailing 24-month window; rents from live area rent comps. Cap rate excludes financing.
Why are some Memphis cap rates so high?
High computed cap rates in lower-price areas reflect low purchase prices relative to rent, but they understate risk: higher turnover, more deferred maintenance, longer vacancy, and tougher collections. A 8% cap on paper can underperform a 4% cap area after real-world expenses. The expense assumptions here are conservative for that reason.

Underwrite a specific address

This page is area-level. For a single property, we return a full underwriting built from live Memphis comps: rent strategy, expense stack, and the cap rate for that exact address with every comp behind it.

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